Most people are paying more tax than they need to on their pension. Enter a few numbers and we'll show you exactly where you stand — and what to do about it.
Pick anything that applies. We'll suggest the right contribution level.
Tap or drag across the chart to explore
Based on retiring at age 67, 4% annual drawdown + full State Pension (£11,973/yr). PLSA standards for a single person outside London (2024). Learn more about PLSA standards
The government lets you save up to £60,000 a year into your pension tax-free. You're almost certainly well within this — but it's worth confirming.
If you've been a pension scheme member for the past three years, you may be able to carry forward unused annual allowance from those years — potentially allowing contributions well above £60,000 in a single year. This requires specialist advice to use correctly.
If you've already started drawing flexibly from a defined contribution pension, your annual allowance may be reduced to just £10,000. This does not apply if you haven't yet accessed your pension.