My Pension Reclaim
Not financial advice
Bonus season tool

Paid too much tax
on your bonus?

If your bonus went through payroll without salary sacrifice, you may be able to reclaim thousands. Find out in two minutes.

Start here — the calculator is free
Free, no signup Nothing stored 2025/26 rates
YOU COULD RECLAIM £2,175 From a £15,000 bonus
2min
To your answer
£2k+
Typical reclaim
£0
To use
3
Simple steps

Your bonus

Change anything and the numbers on the right update instantly.

£
£

Tells us whether the bonus falls into higher-rate tax.

Yes — too late
No — still possible

£

Enter up to your full net bonus.

£

Optional — see what changing it going forward would save each year.

You could reclaim
£0
Enter your bonus to see what you can get back.

Nearly there — save your results

Keep your figures, or get the full breakdown to take to an accountant.

Email Summary
Your key figures, sent to you
Free
  • Your headline reclaim figure
  • Tax and NI breakdown
  • A link back to revisit anytime
✓ On its way — check your inbox.
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Registering for Self Assessment

You're employed full-time, but you can still register to claim back higher rate pension relief. Here's exactly what to do.

⚠ Key deadlines

Register by 5 October 2025 to file for the 2024/25 tax year.
File online by 31 January 2026.


What to enter in the pension section

Enter the gross value of your personal pension contributions (the amount after basic rate relief is added). For example, if you paid in £800, your provider will have claimed £200 relief — enter £1,000 as the gross contribution.

Simpler alternative — P55 or direct claim

If your pension is a "relief at source" scheme and you only need to claim higher rate relief, you may be able to do this via a simple letter or phone call to HMRC (0300 200 3300) rather than a full return. Worth asking when you call.

Your summary
Ask MyPayPicture Assistant
MyPayPicture Assistant
General information only · Not financial advice
What tax can I reclaim?
Do I need Self Assessment?
What is salary sacrifice?
What is the annual allowance?